!!!Allgemeines Sozialversicherungsgesetz, ASVG
Allgemeines Sozialversicherungsgesetz (General Law on Social
Insurance) ASVG, 1955 (entered into force on January 1, 1965), governs
compulsory unemployment, health, accident and pension insurance for
employees of companies as well as optional insurance (except accident
insurance); by 1999, 55 amendments had been introduced in order to
adapt social insurance laws to current circumstances. Separate social
insurance laws exist for independent trades (GSVG), farmers (BSVG),
civil servants (B-KUVG) as well as independent professions and
notaries public (FSVG and NVG). According to the principles of this
insurance, the employer and employee pay social insurance
contributions as a percentage of the employee's income ( for accident
insurance, only the employer´s contribution is taken into
account). Because these contributions are insufficient to cover the
benefits rendered, state subsidies are necessary, esp. for pension
insurance.
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In the case of illness, medical attention, medication and hospital
care as well as sick pay are granted, in the case of work-related
injuries, accidents or illnesses, rehabilitation, disability benefits
and benefits for surviving dependents are provided by the health
insurance. Pension insurance grants benefits for reasons of reduced
ability to work (disability or invalidity pension) and age (retirement
or early retirement pension) as well as rehabilitation measures.
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Responsibility for decision-making is primarily in the hands of the
social insurance institutions; it is also possible to file suit
against decisions in benefit matters at the competent Labour and
Social Tribunals.
!Further reading
K. Grillberger, Oesterreichisches Sozialrecht, 1990.
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