!!!Brandschaden

Fire Damage: Until the 19%%sup th/%  century, fire damage was mainly 
repaired through neighbourly assistance (materials, practical help) 
and the so-called "Brandbettel" ("fire-begging") collection, where 
money for fire victims was collected with permission of the 
authorities. In 1710, the first Austrian "Bauern-Assekuranz" (Farmers' 
Insurance) was founded at Kremsmuenster (Upper Austria); in the 
mid-18%%sup th/%  century, the Carinthian Estates set up the 
"Elementarschaden-Verguetungs-Fonds" (storm-and-tempest insurance 
fund), in 1752, Count Trapp initiated an insurance fund for fire and 
water damage in the Tyrol. In 1764, Maria Theresia introduced a 
uniform insurance system with the Feuer-Societaets-Ordnung (Fire 
Society Decree), followed by the exemplary Polizeiordnung (Police 
Decree) under Joseph II in 1787. At the beginning of the 19%%sup th/%  
century, fire insurance was introduced on a broader basis and 
insurance companies were founded in the crownlands (until 1918 approx. 
60 companies all over the empire, in 1938 45 companies). In 1994, fire 
insurance was offered by 42 companies. During the First Republic, 
provincial fire prevention commissions were set up within the 
provincial governments and were re-introduced with larger areas of 
competence after 1945. The central commission is part of the Federal 
Ministry of the Interior. These commissions cooperate closely with the 
fire brigades in the provinces. In 1990, 12,004 cases of fire damage 
were registered (agriculture: 1828, industry: 541, trade: 1428, living 
accommodation: 7512, other, such as transport, wood fires, fires in 
meadows or in reeds: 695).


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